2026 BAH Rates for Ketchikan, AK
Ketchikan sits in a military housing area, the group of 15 ZIP codes the Defense Department treats as one market when it sets BAH, so everyone stationed here draws the same rate for their pay grade. The Defense Travel Management Office labels this one AK400. Rates below are monthly and effective January 1, 2026. An E-5 with dependents receives $2,868/month here.
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What housing costs in Ketchikan
Typical rent and typical purchase price by size, next to your allowance, so you can budget before you start packing.
We don't have enough published local housing data for this area yet.
Home values, past year
+8.1%
Past 3 years, annualized
+7.4%
Where these numbers come from
Purchase prices are the median across the 3 of 15 ZIP codes in this housing area that Zillow publishes home values for, updated 2026-07-23. Sizes backed by fewer than three ZIP codes are left blank rather than shown as a median.
Monthly cost to own assumes a VA loan at 6% over 30 years with no down payment and the 2%funding fee financed, plus your state's average effective property tax, insurance at 1% of value per year, and maintenance at 1%. VA loans carry no mortgage insurance.
The buy-versus-rent breakeven charges buying for 2% closing costs and every monthly payment, credits it for the sale proceeds after 7% selling costs and the remaining loan balance, and compares that against rent rising 3% a year. Home values are assumed to grow 3%a year nationally rather than at this area's recent local rate.
Estimates for planning, not a lending offer. Your rate, taxes, and insurance will differ. Housing data courtesy of Zillow and HUD.
2026 BAH rate table, every pay grade
Tap a category to see its rates. Enlisted grades are open by default.
Enlisted▾
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $2,646 | $1,986 |
| E-2 | $2,646 | $1,986 |
| E-3 | $2,646 | $1,986 |
| E-4 | $2,646 | $1,986 |
| E-5 | $2,868 | $2,151 |
| E-6 | $2,886 | $2,163 |
| E-7 | $3,027 | $2,382 |
| E-8 | $3,213 | $2,682 |
| E-9 | $3,441 | $2,739 |
Warrant Officer▾
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $2,889 | $2,289 |
| W-2 | $3,102 | $2,679 |
| W-3 | $3,336 | $2,751 |
| W-4 | $3,480 | $2,892 |
| W-5 | $3,660 | $3,069 |
Officer (prior enlisted)▾
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $3,060 | $2,631 |
| O-2E | $3,300 | $2,727 |
| O-3E | $3,510 | $2,847 |
Officer▾
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $2,880 | $2,160 |
| O-2 | $2,883 | $2,550 |
| O-3 | $3,327 | $2,772 |
| O-4 | $3,720 | $3,036 |
| O-5 | $4,002 | $3,141 |
| O-6 | $4,035 | $3,315 |
| O-7 | $4,065 | $3,372 |
| O-8 | $4,065 | $3,372 |
| O-9 | $4,065 | $3,372 |
| O-10 | $4,065 | $3,372 |
Ketchikan BAH: Common Questions
What area does the Ketchikan housing area cover?
The Ketchikan military housing area, labeled AK400 in the Defense Travel Management Office tables. Covers 15 ZIP codes around Ketchikan, Alaska. A military housing area is simply the group of ZIP codes the Defense Department treats as one housing market when setting BAH. Your rate is set by your duty station's location, not by where inside that area you choose to live.
When did these Ketchikan BAH rates take effect?
These rates are effective January 1, 2026, from the official Defense Travel Management Office (DTMO) dataset. BAH rate protection means existing service members don't see decreases when new rates drop.
Other Alaska Military Housing Areas
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