What BAH Actually Covers in 2026
The 2026 BAH rate for an E-5 with dependents compared against local market rents and home values in all 290 US military housing areas with data. Includes where the allowance stretches furthest and shortest, and the buy-versus-rent breakeven at every base.
Headline: in 260 of 290 housing areas (90%), BAH does not cover the cost of owning the median local home.
Updated 2026-07-22
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