Military PCS HQ

Military Housing Reports & Data

BAH rates are public. What they actually buy in each market is not published anywhere, so we compute it. These figures are free to cite with attribution — journalists and bloggers covering military family finances are welcome to use them.

What BAH Actually Covers in 2026

The 2026 BAH rate for an E-5 with dependents compared against local market rents and home values in all 290 US military housing areas with data. Includes where the allowance stretches furthest and shortest, and the buy-versus-rent breakeven at every base.

Headline: in 260 of 290 housing areas (90%), BAH does not cover the cost of owning the median local home.

Updated 2026-07-22

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Citing this data

Use anything here with attribution to Military PCS HQ. If you need a specific cut of the data for a story — a particular base, state, or pay grade — get in touch at corrections@militarypcshq.com and we will pull it.