2026 BAH Rates — Chicago, IL
Military housing area IL325, covering 298 ZIP codes around Chicago. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $3,438/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $3,174 | $2,415 |
| E-2 | $3,174 | $2,415 |
| E-3 | $3,174 | $2,415 |
| E-4 | $3,174 | $2,415 |
| E-5 | $3,438 | $2,736 |
| E-6 | $3,702 | $2,937 |
| E-7 | $3,723 | $3,186 |
| E-8 | $3,732 | $3,498 |
| E-9 | $3,771 | $3,567 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $3,720 | $3,090 |
| W-2 | $3,729 | $3,495 |
| W-3 | $3,741 | $3,579 |
| W-4 | $3,795 | $3,696 |
| W-5 | $3,900 | $3,708 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $3,726 | $3,435 |
| O-2E | $3,735 | $3,552 |
| O-3E | $3,810 | $3,693 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $3,477 | $2,907 |
| O-2 | $3,699 | $3,354 |
| O-3 | $3,738 | $3,603 |
| O-4 | $3,927 | $3,699 |
| O-5 | $4,086 | $3,711 |
| O-6 | $4,122 | $3,714 |
| O-7 | $4,152 | $3,756 |
| O-8 | $4,152 | $3,756 |
| O-9 | $4,152 | $3,756 |
| O-10 | $4,152 | $3,756 |
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