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2026 BAH Rates — Indianapolis, IN

Military housing area IN094, covering 116 ZIP codes around Indianapolis. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $1,875/month here.

Enlisted

Pay GradeWith DependentsWithout Dependents
E-1$1,749$1,395
E-2$1,749$1,395
E-3$1,749$1,395
E-4$1,749$1,395
E-5$1,875$1,533
E-6$2,208$1,656
E-7$2,244$1,749
E-8$2,283$1,947
E-9$2,346$2,040

Warrant Officer

Pay GradeWith DependentsWithout Dependents
W-1$2,229$1,716
W-2$2,259$1,944
W-3$2,310$2,055
W-4$2,361$2,211
W-5$2,433$2,250

Officer (prior enlisted)

Pay GradeWith DependentsWithout Dependents
O-1E$2,247$1,872
O-2E$2,298$2,019
O-3E$2,373$2,202

Officer

Pay GradeWith DependentsWithout Dependents
O-1$1,923$1,617
O-2$2,205$1,836
O-3$2,307$2,085
O-4$2,451$2,238
O-5$2,559$2,253
O-6$2,577$2,286
O-7$2,592$2,322
O-8$2,592$2,322
O-9$2,592$2,322
O-10$2,592$2,322

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