2026 BAH Rates — Des Moines, IA
Military housing area IA082, covering 76 ZIP codes around Des Moines. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $1,770/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $1,593 | $1,284 |
| E-2 | $1,593 | $1,284 |
| E-3 | $1,593 | $1,284 |
| E-4 | $1,593 | $1,284 |
| E-5 | $1,770 | $1,359 |
| E-6 | $2,208 | $1,656 |
| E-7 | $2,292 | $1,719 |
| E-8 | $2,379 | $1,863 |
| E-9 | $2,511 | $1,989 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $2,229 | $1,674 |
| W-2 | $2,328 | $1,860 |
| W-3 | $2,436 | $2,007 |
| W-4 | $2,538 | $2,223 |
| W-5 | $2,667 | $2,310 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $2,304 | $1,767 |
| O-2E | $2,418 | $1,962 |
| O-3E | $2,559 | $2,202 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $1,830 | $1,413 |
| O-2 | $2,205 | $1,722 |
| O-3 | $2,433 | $2,049 |
| O-4 | $2,706 | $2,289 |
| O-5 | $2,904 | $2,334 |
| O-6 | $2,925 | $2,415 |
| O-7 | $2,943 | $2,454 |
| O-8 | $2,943 | $2,454 |
| O-9 | $2,943 | $2,454 |
| O-10 | $2,943 | $2,454 |
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