2026 BAH Rates — Essex Co, MA
Military housing area MA125, covering 39 ZIP codes around Essex Co. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $3,477/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $3,282 | $2,589 |
| E-2 | $3,282 | $2,589 |
| E-3 | $3,282 | $2,589 |
| E-4 | $3,282 | $2,589 |
| E-5 | $3,477 | $2,910 |
| E-6 | $3,744 | $3,102 |
| E-7 | $4,032 | $3,288 |
| E-8 | $4,344 | $3,537 |
| E-9 | $4,755 | $3,606 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $3,765 | $3,225 |
| W-2 | $4,158 | $3,534 |
| W-3 | $4,545 | $3,618 |
| W-4 | $4,833 | $3,807 |
| W-5 | $5,181 | $4,101 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $4,089 | $3,474 |
| O-2E | $4,488 | $3,591 |
| O-3E | $4,887 | $3,735 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $3,516 | $3,084 |
| O-2 | $3,741 | $3,417 |
| O-3 | $4,533 | $3,642 |
| O-4 | $5,301 | $4,053 |
| O-5 | $5,853 | $4,389 |
| O-6 | $5,904 | $4,524 |
| O-7 | $5,952 | $4,605 |
| O-8 | $5,952 | $4,605 |
| O-9 | $5,952 | $4,605 |
| O-10 | $5,952 | $4,605 |
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