2026 BAH Rates — Saginaw, MI
Military housing area MI156, covering 35 ZIP codes around Saginaw. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $1,503/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $1,329 | $1,080 |
| E-2 | $1,329 | $1,080 |
| E-3 | $1,329 | $1,080 |
| E-4 | $1,329 | $1,080 |
| E-5 | $1,503 | $1,128 |
| E-6 | $1,749 | $1,311 |
| E-7 | $1,782 | $1,338 |
| E-8 | $1,818 | $1,560 |
| E-9 | $1,869 | $1,623 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $1,767 | $1,326 |
| W-2 | $1,797 | $1,557 |
| W-3 | $1,845 | $1,635 |
| W-4 | $1,878 | $1,749 |
| W-5 | $1,929 | $1,788 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $1,785 | $1,500 |
| O-2E | $1,833 | $1,608 |
| O-3E | $1,887 | $1,740 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $1,542 | $1,158 |
| O-2 | $1,746 | $1,449 |
| O-3 | $1,842 | $1,656 |
| O-4 | $1,938 | $1,773 |
| O-5 | $2,007 | $1,791 |
| O-6 | $2,022 | $1,821 |
| O-7 | $2,031 | $1,848 |
| O-8 | $2,031 | $1,848 |
| O-9 | $2,031 | $1,848 |
| O-10 | $2,031 | $1,848 |
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