2026 BAH Rates — San Francisco, CA
Military housing area CA019, covering 73 ZIP codes around San Francisco. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $5,127/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $4,764 | $3,573 |
| E-2 | $4,764 | $3,573 |
| E-3 | $4,764 | $3,573 |
| E-4 | $4,764 | $3,573 |
| E-5 | $5,127 | $4,086 |
| E-6 | $5,454 | $4,443 |
| E-7 | $5,490 | $4,782 |
| E-8 | $5,529 | $5,196 |
| E-9 | $5,799 | $5,286 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $5,472 | $4,644 |
| W-2 | $5,505 | $5,193 |
| W-3 | $5,559 | $5,301 |
| W-4 | $5,892 | $5,454 |
| W-5 | $6,297 | $5,496 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $5,493 | $5,124 |
| O-2E | $5,547 | $5,268 |
| O-3E | $5,955 | $5,445 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $5,172 | $4,401 |
| O-2 | $5,451 | $5,007 |
| O-3 | $5,556 | $5,331 |
| O-4 | $6,444 | $5,481 |
| O-5 | $7,089 | $5,499 |
| O-6 | $7,155 | $5,532 |
| O-7 | $7,215 | $5,634 |
| O-8 | $7,215 | $5,634 |
| O-9 | $7,215 | $5,634 |
| O-10 | $7,215 | $5,634 |
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