2026 BAH Rates — Northern New Jersey, NJ
Military housing area NJ202, covering 287 ZIP codes around Northern New Jersey. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $4,749/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $4,275 | $3,207 |
| E-2 | $4,275 | $3,207 |
| E-3 | $4,275 | $3,207 |
| E-4 | $4,275 | $3,207 |
| E-5 | $4,749 | $3,561 |
| E-6 | $5,052 | $3,861 |
| E-7 | $5,073 | $4,299 |
| E-8 | $5,082 | $4,815 |
| E-9 | $5,235 | $4,896 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $5,070 | $4,113 |
| W-2 | $5,079 | $4,812 |
| W-3 | $5,097 | $4,908 |
| W-4 | $5,289 | $5,046 |
| W-5 | $5,529 | $5,067 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $5,076 | $4,746 |
| O-2E | $5,088 | $4,878 |
| O-3E | $5,325 | $5,043 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $4,791 | $3,801 |
| O-2 | $5,049 | $4,593 |
| O-3 | $5,094 | $4,938 |
| O-4 | $5,610 | $5,055 |
| O-5 | $5,991 | $5,070 |
| O-6 | $6,042 | $5,073 |
| O-7 | $6,093 | $5,163 |
| O-8 | $6,093 | $5,163 |
| O-9 | $6,093 | $5,163 |
| O-10 | $6,093 | $5,163 |
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