2026 BAH Rates — Fort Drum/Watertown, NY
Military housing area NY225, covering 58 ZIP codes around Fort Drum/Watertown. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $1,665/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $1,569 | $1,356 |
| E-2 | $1,569 | $1,356 |
| E-3 | $1,569 | $1,356 |
| E-4 | $1,569 | $1,356 |
| E-5 | $1,665 | $1,422 |
| E-6 | $1,893 | $1,476 |
| E-7 | $2,103 | $1,578 |
| E-8 | $2,331 | $1,749 |
| E-9 | $2,526 | $1,896 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $1,914 | $1,548 |
| W-2 | $2,196 | $1,713 |
| W-3 | $2,478 | $1,899 |
| W-4 | $2,544 | $1,938 |
| W-5 | $2,631 | $2,154 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $2,145 | $1,662 |
| O-2E | $2,436 | $1,827 |
| O-3E | $2,559 | $1,920 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $1,701 | $1,470 |
| O-2 | $1,890 | $1,638 |
| O-3 | $2,469 | $1,902 |
| O-4 | $2,655 | $2,115 |
| O-5 | $2,784 | $2,244 |
| O-6 | $2,805 | $2,457 |
| O-7 | $2,823 | $2,496 |
| O-8 | $2,823 | $2,496 |
| O-9 | $2,823 | $2,496 |
| O-10 | $2,823 | $2,496 |
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